I heard about the the 4X6 inch index card financial advice on NPR this week. This advice comes from University of Chicago Professor Harold Pollack. My first thought is that he would be a business school prof, but Professor Pollack does social services work. The simplicy of the program is good, but the last piece of advice is cut off in the picture (and gives away his true calling):
Promote social insurance programs to help people when things go wrong.
This, of course, brings to mind the current debate in Congress over spending and attempts to defund healthcare, food stamps and other programs. Perhaps the nation's finances would be in better order if Congress consulted Professor Pollack. Simple advice, yes, but probably sound in basics. Typically that is enough for ordinary people to keep up with and improve their finances.